Frequently Asked Questions

At Your Chicago Homebuyers, we believe in being transparent from the start. Below, we’ve answered the most common questions homeowners ask when selling their house for cash in Chicago and throughout Illinois. If you don’t see your question here, feel free to contact us or call (312) 635-5638.
Use the search form below or browse through the FAQ topics on this page to find the answers to your questions. Still have questions? Contact us.
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Getting Started

What types of houses do you buy?

We buy all kinds of houses in any condition, including single-family homes, condos, townhomes, multi-units, and even vacant or damaged properties. Whether your house needs major repairs or is move-in ready, we’ll make you a fair cash offer.

Do I need to live in the house I’m selling?

No, we buy both owner-occupied and vacant properties. Many of our clients are landlords with rental homes, out-of-state owners, or people selling inherited properties.

What areas do you serve?

We buy houses for cash in the Chicago area, including cities like Addison, Berwyn, Carol Stream, Cicero, Des Plaines, Elgin, Elmwood Park, Hanover Park, Lansing, McHenry, Mount Prospect, Mundelein, Niles, Palatine, Round Lake, Schaumburg, Skokie, Tinley Park, Villa Park, Waukegan, West Chicago, Wheeling, Woodstock, and Zion. If you’re in Illinois, we can help!

Do I have to pay to get an offer?

Not at all. Our offers are 100% free and come with no obligation. You can decide if it’s right for you — no pressure, no hidden fees.

How It Works

How do I get started?

Simply call us at (312) 635-5638 or submit our cash offer form. Tell us a little about your property, and we’ll reach out to learn more and schedule a quick visit if needed.

How do you determine your cash offer?

We look at the property’s location, current condition, recent comparable sales, and the local market. Our goal is to make you a fair, transparent offer based on your home’s true value, not lowball you.

Will you list my house on the market?

No. We’re direct buyers, not real estate agents. When you work with us, we buy your house as-is for cash, so you don’t have to worry about showings, listings, or waiting for a buyer.

What does “as-is” mean?

It means we’ll buy your home exactly as it stands… no cleaning, no painting, and no repairs required. You can leave behind unwanted furniture, debris, or junk, and we’ll handle it all.

Timeline and Closing

How fast can I sell my house?

We can close in as little as 7 days, but the timeline is completely up to you. If you need more time, we’ll work around your schedule.

Who handles the closing process?

We work with a trusted local title company to handle all the paperwork and ensure a smooth, professional closing.

When do I get paid?

You’ll receive your payment in cash (via wire or check) on your closing day — no waiting for bank approvals or financing.

Can I choose my own closing date?

Yes! One of the best parts of working with Your Chicago Homebuyers is flexibility. You pick the date that works best for you.

Legal and Paperwork

Will I need a lawyer to sell my house to you?

You’re welcome to have an attorney review the paperwork, but it’s not required. We make the process simple, and the title company ensures everything is handled legally and correctly.

What happens if I still owe money on my mortgage?

No problem. We’ll pay off your remaining mortgage balance at closing, and you’ll receive the difference in cash.

Do you handle probate or inherited properties?

Yes. We frequently buy inherited and probate properties in Illinois. We can work directly with your attorney or the estate to make sure everything goes smoothly.

What if there are liens, back taxes, or code violations?

We handle those too. We can often pay off liens or back taxes as part of the sale so you can move forward without financial stress.

Our Real Estate Services

Are you real estate agents?

No, we’re not agents, we’re cash home buyers. That means no listings, no commissions, and no waiting for a buyer. We buy directly from you.

Why should I sell to Your Chicago Homebuyers instead of listing with an agent?

When you list with an agent, you may wait months to find a buyer, make costly repairs, and pay commissions and closing costs. When you sell to us, you skip all that. We buy your home fast, pay cash, and handle everything for you.

Are your offers fair?

Yes, absolutely. We base every offer on real market data and your home’s current condition. Our goal is to create a win-win deal where you feel confident and respected.

What makes Your Chicago Homebuyers different from other cash buyers?

We’re local, experienced, and truly care about our clients. We operate with Christian values, focusing on honesty, empathy, and service, not just transactions. When we say we want to help, we mean it.
Your Chicago Homebuyers

Your local cash home buyer in Chicago

Reach out today for your fast and free cash offer. Fill out the form below to get started.